Money | St. John Financial Group, Inc.

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

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How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

Strategies for Managing Student Loan Debt

Five strategies for managing your student debt.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Planning, Saving, and Spending Over a Lifetime

Are you reactive or proactive in your finances? Take control with our step-by-step savings guide.

Money Myth: You Can’t Bounce Back from Retirement Setbacks

Learn how to plan for inflation, make up for lost time and adjust retirement savings goals as you approach the next chapter.

Making Sense of HSAs and FSAs

How HSAs and FSAs might help your household.

Navigate Life’s Transitions with Confidence

Whatever stage of life you are in, learn how to navigate the present—and whatever comes next—with confidence.

Building a Solid Financial Foundation

Sustain financial well-being or create wealth through these actions.

What Can You Buy With 529 Distributions?

This article can be a helpful guide when beginning to prepare for education expenses.

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Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

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Saving for College 101

Here's a crash course on saving for college.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.